What To Do After a Crash

If you are physically able you should:

  • Call for the police and an ambulance.
  • Obtain the name, address and telephone number of the all drivers involved in the accident.
  • Obtain each driver's car insurance company's name and telephone number, and the policy number, if available.
  • Cooperate with the police in preparing an accident report and tell them of any admissions the other party made before they arrived.
  • Photograph the vehicles involved in the collision.
  • Go in the ambulance and follow-up with a physician without delay if you are experiencing any pain. Do not be fooled into wishful thinking that the pain will just go away without proper evaluation and treatment.
  • Report the accident to your insurance company, regardless of who is at fault.
  • Get legal advice before filling out insurance documents, giving tape-recorded statements to any insurance company (even your own company), or meeting with any insurance company representative.
  • Photograph your injuries. This will document the magnitude of your injury as the scars, bruises and cuts may heal.
  • Gather all insurance policies in your household for evaluation. You may be entitled to insurance coverage under each separate insurance policy.
  • Get legal advice before signing any check or document from an insurance company.